In a dramatic change of fates, we have found the perfect home.
When you heard from me last, our offer on a not-quite-but-almost-perfect condo had just fallen through, and I was bummed out about it.
Now, as it so often happens, I am so THANKFUL. Our realtor found a little yellow townhouse 4 miles from my job, in an ideal school district. I made a great offer, and it was accepted without a counter.
Things are eerily falling into place, as they do when something is meant to happen.
I am fluctuating between the heights of excitement to the dangling from the cliff of terror. I made the mistake of Googling what might cause a closing to go through (even if you were pre-approved, and your offer was accepted, and your ducks were in a row), and came up with a list of about 18,000 reasons it might STILL not happen. That took the edge of the excitement and grew the cliff of terror somewhat.
However, I’m choosing to remain optimistic.
On the financial side of things, the house is a little more expensive than the condo was (duh – cuz it’s perfect), so I have some hustling to do. Luckily Hustle is my middle name, so I think I’ve got this shit handled.
Here’s what I need:
$1000 towards our down payment – I found out that my bonus (which I was factoring into our DP) may not pay out until the week AFTER closing. My mom offered to lend us the money until it comes through, but how cool would it be if I just earned an extra grand in the next month? #hustletime
$1200 closing costs – we negotiated to have the seller pay the vast majority of the closing costs, and it’s possible that our portion of the costs could be as low as $200, but I’d like to have some extra set aside just in case.
I’m also waiting on a $700 payment to come through for a freelance job I completed in mid-February. I was also factoring this payment into our down payment, and since I haven’t heard any updates on it, I may need to find a way to replace this.
So, all-in-all, that’s $2900 in the next 30 days. Can I do it? Stick around and found out.